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Home Buying 101 -- How s Your Credit?
The more questions you ask in advance, the smoother the process will be later on. So let's look, then, at one of the key questions from this list:
How's your credit?
As part of the home buying process, you need to take a good, hard look at your credit situation. Try to do this a few months before beginning your home search to prevent delays later on. Start by ordering copies of your credit report.
Credit reports are maintained by three credit agencies: Experian, Equifax and TransUnion. These agencies maintain any and all information pertaining to your personal credit -- payment habits (including late payments), bankruptcy and other issues.
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