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| Punch Home Design |
1st Home Buyer Help
Punch Home Design saves thousands of dollars with the right information. Make the most of your first mortgage.
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Punch Home Design Updates
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Latest First Time House Purchase Tip
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Buying A Home: Reports And Inspections
Each report will tell you something different although some clearly have overlaps. But they all offer something that other report won't cover.
Lenders make loans on the sales price or the appraised value -- whichever is less. The appraisal is an estimate of value by an independent third party. This reduces the lender's risk by assuring that the property is worth what you are paying for it. As a general rule you do not often see a Â"saleÂ" appraisal with a value higher than the agreed upon sales price but it is not uncommon to see appraised value less than the sales price. This is your warning signal that you are overpaying. There is also significant information in appraisals that confirm you a...
[ Read Article ]
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